Berger Points Broadcast

Hello everybody, my name is Chris Burger and it’s time for Berger Point.You know, looking back over the years, I worked over 20 years in a masonry supply yard with my partner and we sold all kinds of products to help build a house.And one of the things that we really loved was concrete pavers.Why? Because concrete pavers really made a difference in your appearance and showing off your home.Concrete pavers are very strong and they’ll stand up for the life of your home, which is really important.So you’ll always have that improvement.What d...

Well, good afternoon, everyone. This is Chris Berger, and it’s time for Berger Point.

I wanted to speak to you a little bit about actually buying a house with 3% down, or 3.5% down.

It’s a good place to park your money, but what’s very important, what you have to think about, is your time horizon.

Set a plan. Okay, I’m going to buy a house, I’m going to try to get it for 3% down, and what will I do?

Do I want to keep the house for 5 years, or keep th...

Well, good afternoon, everybody. This is Chris Berger. It’s time for a Berger Point.Y

ou know, often people ask me about flipping houses. Can I do it? Well, sure, you can do it. 

And one of the examples that I give is that actually real estate agents can flip houses as well.

So, let’s take a little scenario.

Here in the Hudson Valley, I had a friend of mine who did it.

Typically, let’s say $300,000 for the house, three bedroom, two bath.

Now, what he taug...

Well, good afternoon, everybody.My name is Chris Berger and it’s time for a Berger Point.You know, we talked about buying a foreclosure and what are the pitfalls?Well, the major pitfall is that if you go in and purchase a home that’s previously owned by the bank or an auction house, one thing you must be clear about that there are no lien holders aside from the original mortgage. on the house.So for example, the house was foreclosed on for 375,000.The bank puts their fees on it, which might be 20,000.So now we’re up to 395...

Afternoon, everybody. My name is Chris Berger and it’s time for Berger Point.Everybody wants to save a little money on homeowners insurance, especially your fire insurance.Well, this is a little tidbit that I learned, you know, a few years back and I do share it with my buyers and sellers.And I’m going to take you outside and show you a fire hydrant.This fire hydrant actually is right across the street from my house.And with that there, I can actually save up to 5% on my fire insurance for the house.In addition to the fire...

Well, here we are in Texas, just outside of Dallas.And this used to be an old cattle ranch where they drove the cattle through that pen down through here and into the main barn.And there’s a couple of horses over there. And I said, Good morning to them.But this spread, it’s about 15 acres.And the main house is located there.The so-called barn is located here and the suites inside — that they converted — are beautiful.Now, what would happen, is that they would drive the cattle into the barn area onto a stage and auction them off...

I wanted to tell you a bit about my hat.My daughter gave me this for a very special day.It’s called Dinna Fash.And what that means simply is don’t worry because she’s always worrying about me.So she said, don’t worry and this is from the show Outlander.Which is on Starz.And I believe it’s about seven seasons.And for anyone who wants to learn a little bit about history, drama, probably the greatest love story I’ve ever lived, go watch Outlander. It’s on Starz.So have a great day.And, you know...

Well, good afternoon, everybody. This is Chris Berger.And yes, it’s time for a Berger Point.You know, I wanted to talk to you a little bit today about the title company and how it’s involved in the transaction.Now, the buyer traditionally, of course, pays for the title company insurance, and that’s what it’s called.Now, the title company insurance will come in and guarantee a free and clear title to the buyer. So there’s no prior liens, there’s no mortgages, just something, you know, mechanics lien, doctors lien against that house.So when the buy...

Well, good afternoon, everybody. This is Chris Berger, and it’s time for a Berger Point.You know, people ask me all the time, are we going to see a market crash of housing?So let’s sort of figure out where we are right now… and again, nobody can predict this.We can sort of anticipate what can be looked at over the next year, two years.So what’s so important right now is the mortgage rates.Now the mortgage rates are around seven and a quarter, seven and a half.And should they be raised again to 8%?Then I d...

Well, good afternoon. My name is Chris Berger and I am a licensed New York real estate agent here located in Putnam County, New York.I lived and built our house 40 years ago in the beautiful town of Putnam Valley and raised our three children there.And so, but as a result, I have a very, very good feel for the area.Actually, my son played ice hockey for almost 12 years.And so we did a bit of traveling, as you might as well imagine.But looking back, I’ve had many, many transactions in Upper Westchester,as well as al...